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When you're running a business, every dollar saved on interest is a dollar that can go back into growth, inventory, or that emergency fund you've been meaning to build. With business credit card rates averaging 21-29% APR, the cost of carrying debt can quickly spiral out of control, but here's the thing: you've got options. Two of the most powerful tools for slashing interest costs are 0% APR credit cards and balance transfer cards. Both can save you serious money, but they w

High-interest debt is crushing entrepreneurs and individuals alike in 2025. With credit card rates soaring above 20% and showing no signs of slowing down, you're literally watching your hard-earned money disappear into interest payments every month. The harsh reality? Even high earners with excellent credit often can't "out-earn" the financial damage that these sky-high rates inflict on their cash flow. But here's the thing – you don't have to stay trapped in this cycle. Smar

Understanding your FICO Score and how you can be eligible for funding with good FICO Score